The American Automobile Insurance Association (AAA) is an association of insurance clubs throughout North America with a common purpose of reducing premiums and expenses to its members. AAA is a not-for-profit organization and not-for-profit membership organization. They are affiliated with the National Automobile Dealers Association (NADA) and the National Automobile League (NAL).
AAA has helped tens of thousands of people save a lot of money on car insurance and they've helped increase the value of their vehicles as well. A high deductible is only one part of the process for getting good, fair insurance rates for your car or truck. You need to follow a few other steps, too. Many drivers try to avoid talking to their agent because they believe that talking to an agent is too much work or because they feel that they don't have enough knowledge about the industry.
The fact of the matter is that, although you may be better off working with an insurance agent, you should be willing to speak with a specialist at the very least once a year. You can do this by having an automobile insurance quotes application filled out by yourself and by making the time to talk to an insurance agent. When you get quotes from different companies on the Internet, be sure to include all three of the insurance quote sites. When you have a list of five or six good insurers, call each of them and ask them to give you a call.
When you talk to an insurance agent, tell the agent everything you want to know about the car and the insurance coverage. Make sure that you ask the agent about their company's track record of being able to handle your situation and also ask them about their customer service. You will probably find that they will do their best to make it seem like you're a bad risk, even if they can't prove any bad things about you. Be polite but don't let your guard down; if you do, you will find that your agent isn't going to take you seriously and they may offer you a less than optimal coverage that you weren't expecting.
Another benefit of talking to a NADA agent is that it shows you care about the NADA, and NADA programs. Even if you aren't paying the highest price, it is still worth it. to show a clear interest in a good cause. After all, that is what's important. In many cases, you will find that if you speak to a NADA member, you will pay the lowest prices.
When you visit an NADA site, check out their FAQ's page or NADA online, and answer all the questions and concerns you have, you should be able to get a reasonable amount of information about their policies before you even speak with an agent. Be sure to do a little homework before you go ahead and sign up with any NADA policies if you have questions, but this step should help to speed up the process.
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